Don’t insist on having sex – in the long run she has to make her own decision and to dare to do it at last! It’s normal she will be nervous and frightened, cause doesn’t know what awaits her, and her friends’ tips won’t be of good avail here.
Being an expert in the matter (so far) you have to be very tender, caring, but at the same time determined. Do not hurry up, move slowly, but confidently, ask her how she feels. The first sex leaves an unforgettable impression on women and to some extend form her attitude to sex, so be careful and do not let things go out of your control.
She must be sure that there is not danger of pregnancy. Discuss the choice of contraceptives before and choose one that suits you perfectly. If she is confident of safe sex, she is likely to relax better.
Make foreplay longer, it will allow her to relax and really want you. Kiss her, examine her body, see what she likes and what she doesn’t. If she is ashamed of her body, convince her that she is as beautiful as never before.
Be especially careful at the beginning of penetrating – in this stage she is likely to feel a minor amount of pain and later when you come to virginal membrane itself. When these two barriers are overcome, you both can sigh with relief.
Besides, you should be ready to face her refusal at the responsible moment. She seemed to want it, but got frightened and felt she was not ready. If it happens, don’t insist and show that you understand her and are ready to wait. Another variant – make her believe that she was right when decided to give up; she may need your approval and support. But do it carefully and gently – otherwise you’ll spoil everything!
Your main task is to prove that sex, so mush discussed, is really a pleasant thing and she won’t lose, but gain another important aspect of her life!